• WELCOME
• ABOUT
• SERVICES
• CONTACT
• OUR PROFESSIONALS

• 35 Years Strong!
  We have been providing independent risk
  management consulting to organizations
  in Western Pa and across the US since
  1983.
• Trusted, Unbiased Advice
  The firm's core philosphy is to be free
  from the influence of those in the insurance
  industry. We have no ties with any
  insurance companies, brokers, or
  agents. Services are direct with our
  clients and are all fee based.
• Part of Your Team!
  Our expertise provides a knowledgable
  insurance professional that has one interest
  in mind...Yours!
• Unique Exposures
  Regardless of your industry, every
  day brings new challenges and risks.
  Our focus is to identify the major exposures
  to loss and help you select the best method
  to address them.
  
• Effective Solutions
  Reasonable recommendations and solutions
  based on sound, risk management practices.
  Improves programs by expanding coverage
  scope while increasing the competitiveness
  of your insurance and risk management
  program.

 Consulting Services

Baily Raabe & Associates provides independent risk management consulting services to all industries including manufacturing, construction, non-profit, healthcare, education, government, real estate, service, and others.  All work is performed on a fee basis and no commissions, contingencies, or other types of compensation are accepted.

• Policy Review  – this project consists of a review of current insurance policies and their ability to cover the major exposures facing an entity.  Site tours and review of financial data and contracts are generally required.  Provides detailed areas of gaps or overlaps in coverage.  

• Program Audit — this is a detailed investigation of all risk management aspects, including insurance.  Exposure identification, quantify & qualify loss potential, internal procedures reviewed, risk financing, contract analysis and loss/deductible analysis.   

• Marketing Project — this project includes the preparation of specifications, broker selection, market allocation, coordination of broker/insurer questions and loss control visits, proposal analysis and a final management report including recommendations.   

• Actuarial Valuation — certified property & casualty actuarial projections to assess liability and funding levels for workers’ compensation, general and professional liability, property, automobile, and other lines of coverage.   

• Litigation Support — expert witness testimony in lawsuits involving coverage disputes or industry procedures.   

• Self-Insurance Study — in-depth analysis of a firm’s ability to self-insure exposures in lieu of purchasing insurance.  This can be in the form of individual or group self-insurance, insurance captives, rent-a-captives, or other similar vehicles.    

• Contract Analysis — review entity contracts for hold harmless, indemnification, insurance coverage, additional insured, certificate of insurance requirements, subrogation, and other insurance-related issues.   

• Broker Selection — analyze needs of client, prepare RFP for insurance brokers/agents to respond, format for presentations, rating forms and structure and final analysis.  

• Retainer — provide ongoing services at set fee.  Includes most of the services identified above.  

• Special Projects — miscellaneous services including product liability reviews, conference speakers, training, loss control and safety manuals, etc.

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