35 Years Strong!
We have been providing independent risk
management consulting to organizations
in Western Pa and across the US since
1983.
Trusted, Unbiased Advice
The firm's core philosphy is to be free
from the influence of those in the insurance
industry. We have no ties with any
insurance companies, brokers, or
agents. Services are direct with our
clients and are all fee based.
Part of Your Team!
Our expertise provides a knowledgable
insurance professional that has one interest
in mind...Yours!
Unique Exposures
Regardless of your industry, every
day brings new challenges and risks.
Our focus is to identify the major exposures
to loss and help you select the best method
to address them.
Effective Solutions
Reasonable recommendations and solutions
based on sound, risk management practices.
Improves programs by expanding coverage
scope while increasing the competitiveness
of your insurance and risk management
program.

Our Professionals!

Experience is key when it comes to insurance and risk management. The coverages are complicated and numerous. It takes a long time to understand where to look for key provisions in the insurance programs that can impact the coverage.

Our team has been around and has seen many things over the years. This is important. Although each client is unique, the base of experience allows us to draw upon issues addressed in previous projects to help aid in providing the best solution.

Gerald L. Raabe, CPCU, ARM, CRIS, Principal 724.602.0054

in property/casualty industry for over 30 years.
responsible for all types of consulting projects including marketing projects, policy reviews, program audits, and self-insurance
specialize in risk financing alternatives and loss projections of self-insured program

James A. Kelley, CPCU, ARM, Adjunct Consultant

Over 35 years in the P&C business
significant experience in insurance company operations
specializes in program reviews, marketing, and other miscellaneous projects.

Industry Commitment

Every industry has their professional designations. For property and casualty insurance, the big one is Chartered Property & Casualty Underwriter (CPCU). A rigorous, in-depth test of overall knowledge of insurance company functions and operatiions. It is the premier designation to have in the industry. It is a requirement of the firm to obtain this designation.

...ARM is the premier designation for all risk management professionals

Associate in Risk Management (ARM) is also a requirement of the firm. The focus of this designation is to apply the risk management process to clients' exposures. It includes identifying and analyzing risks, implementing solutions, and monitoring the results.