“The greatest enemy of knowledge is not ignorance, it is the illusion of knowledge.”

― Stephen Hawking

Our Professionals!

Experience is key when it comes to insurance and risk management.  The coverages are complicated and numerous.  It takes a long time to understand what and where to look for key provisions in the insurance programs that can impact the coverage.

Our team has been around and have seen many, many things over the years.  This is important.  Although each client is unique, the base of experience allows us to draw upon issues addressed in prior programs and come up with the best solution to a problem. 

Gerald L. Raabe, CPCU, ARM, CRIS,   Principal              724.482.9244 x34

Thomas S. Baily, CPCU, ARM,   Principal       724.482.9244 x33

James A. Kelley, CPCU, ARM,  Adjunct Consultant        



Industry Commitment

Every industry has their professional designations.   For property and casualty insurance, the big one is Chartered Property & Casualty Underwriter (CPCU).  A rigorous, indepth test of overall knowledge of insurance company functions and operatiions.  It is the premier designation to have in the industry.  It is a requirement of the firm to obtain this designation.



...ARM is the premier designation for all risk management professionals

Associate in Risk Management (ARM) is also a requirement of the firm.  The focus of this designation is to apply the risk management process  to clients' exposures.  It includes idenfication, analyzing,  implementing solutions, and monitoring the results.